Terms Of Use
DebtPoint.com provides users with access to its content, resources, tools for communication, commerce platforms, and other services through it website(s).

DebtPoint.com provides its web service to the user, subject to the following Terms of Service:

DebtPoint.com is not responsible for providing the user access facilities (computer terminals for example) or equipment to its service. The user comprehend s and agrees that DebtPoint.com makes no submission about the suitability, reliability, availability, timeliness, accuracy of the information,  services and related graphics contained within the website for any purpose. The website is provided "as is" without warranty of any kind. DebtPoint.com hereby disclaim all warranties and conditions with regard to the website.



DebtPoint.com website is provided to the user, under the terms and conditions and any amendments thereto and any operating rules or policies that may be published from time to time by DebtPoint.com as part of the Terms of Service/Legal Disclaimer and related disclosures which are cumulatively included herein by reference. The DebtPoint.com Terms of Service comprises the entire agreement between the user and DebtPoint.com's website and supersedes any prior agreements pertaining to the subject matter contained herein. BY COMPLETING THE REGISTRATION PROCESS AND CLICKING THE "SUBMIT" BUTTON, YOU “The User” ARE AGREEING TO BE BOUND BY THE DebtPoint.com Terms of Service, Legal Disclaimer and applicable terms of the Retainer Agreement, where applicable.


DebtPoint.com reserves the right to change any of the terms, conditions, and notices under which the services are offered. The user is responsible for regularly reviewing these terms and conditions, including changes/modifications if any incorporated by us from time to time. Your continued use of the website constitutes your agreement to all such terms, conditions, and notices.


DebtPoint.com reserves the right to modify or discontinue, temporarily or permanently, any website content or services offered with or without notice to the user at any time and from time to time.  The user agrees that DebtPoint.com shall not be liable to the user or any third party for any modification or discontinuance of any website content or service.


The Services provided may include e-mail services, message boards, chat areas, newsgroups, forums, communities and/or other message or communication facilities designed to enable you to communicate with others (collectively, "Tools for Communication"). You agree to use the Tools for Communication only to post, send and receive messages and material that are proper and, when applicable, related to the particular tool for Communication. You also hereby agree that you shall not make use of the services for any commercial purpose, including reselling and/or co branding/private labeling.

As a condition of your use of the website you, "The User", agree to provide: (a) true, accurate, current and complete information about yourself as required by the registration form (such data being the "Registration Information, and Retainer Agreement") (b) maintain and promptly update the Registration Information to keep it accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, DebtPoint.com has the right to terminate the user account and refuse any and all current or future use of the website (c) DebtPoint.com has the right to use / disclose the aggregate registration information to affiliated third parties in connection with marketing of services, subject to the privacy policy. You have also consented DebtPoint.com the right to use your registration information to provide targeting of advertising and other service offers. This could also be used to fulfill your requests for certain products and services and to contact/inform you through e-mail or otherwise about new products of services.

Usage Obligations

As a condition of your use of DebtPoint.com you will not use DebtPoint.com for any illegal purposes. You will be solely responsible for the contents of transmissions made by you through DebtPoint.com

You agree not to use DebtPoint.com to: (a) Obstruct or hinder the use and enjoyment of DebtPoint.com by other Users; (b) Violate any applicable local, state, national, and international laws and regulations; (c) Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity; (d) Interfere with or disrupt DebtPoint.com or servers or networks connected to DebtPoint.com or defy any requirements, regulations or guidelines of networks connected to DebtPoint.com; (e) Transmit or otherwise make available any material in connection with surveys, chain letters, junk e-mail, spamming, contests, pyramid schemes, or any duplicative or unsolicited messages (commercial or otherwise); (f) Upload, post, e-mail, transmit or otherwise make available any content that is unlawful, damaging, intimidating, hostile, offensive, harassing, defamatory, improper, obscene, vulgar, invasive of another's privacy, caste related, ethnically or otherwise objectionable; (g) Upload, post, e-mail, transmit or otherwise make available any content protected by any patent, trademark, copyright or other intellectual proprietary laws unless you own or control the rights thereto or have received all necessary consents to do the same; (h) Upload files that contain viruses, worms, corrupted files or any other similar software or programs designed to disrupt, damage or limit the operation of any computer or telecommunications equipment or property of another; (i) "Stalk" or otherwise harass other users; collect or store personal data about other users. (j) Advertise, promote or offer to sell or buy any goods or services for any business purpose unless DebtPoint.com specifically allows such messages or transactions. (k) Reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion, use or access of DebtPoint.com. (l) Violate the Fair Credit Reporting Act, the Fair Debt Collection Practices Act or any other law, (m) Conduct any activity that would aid or assist terrorism or related activity or would endanger U.S. military personnel.

DebtPoint.com has no obligation to observe and monitor users on the site. However, DebtPoint.com reserves the right to review materials posted and to remove any material/s. DebtPoint.com also reserves the right to terminate your access to any or all of its website services at any time, without notice, for any reason whatsoever.

DebtPoint.com reserves the right subject to attorney-client privilege to the extent applicable and to the extent the same is not waived through these provisions, at all times to divulge any information as it considers necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part. These would be more applicable to the publicly accessible areas of DebtPoint.com that are intended to be available to the general public. For example, publicly accessible areas of DebtPoint.com would include message boards and chat rooms that are open to both registered users and visitors.

In view of the global nature of the World Wide Web,  the user understands and agrees that technical processing of tools of communication is (and may be) required to send and receive messages, to correspond/conform to the technical requirements of connecting networks, to correspond/conform to the limitations of DebtPoint.com, or to correspond/conform to other, similar technical requirements.

User account, password and security


Registration information and certain other information about you is subject to our Privacy Policy. For more information, see our Privacy Policy.


You expressly understand and agree that to the extent permitted under the RPC, DebtPoint.com shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if DebtPoint.com has been advised of the possibility of such damages), resulting from: (i) the use or the inability to use the service; (ii) the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered into through or from the service; (iii) unauthorized access to or alteration of your transmissions or data; (iv) statements or conduct of any third party on the service; or (v) any other matter relating to the service.

Estimates are based on prior results. We do not guarantee that your debts will be lowered by a specific amount or that you will be debt free within a specific time. We do not assume consumer debt, make monthly payments to creditors, provide tax or legal advice or credit repair services. Read and understand all program terms prior to enrollment including potential tax consequences. Failing to make monthly payments to creditors may result in an adverse credit rating impact, increased interest rates and fees added to balance owed and increased collection efforts including potential legal action by creditors. Individual results vary and not all clients successfully complete programs due to individual circumstances and ability to save sufficient funds. Not available in all states. Canadian residents please click here to visit debtpoint.ca.